FRAUD ALERT!

There are reports of scammers sending text messages impersonating a client’s bank.
These text messages may appear to be from “Heritage Bank” (as well as other banks)
and the client is requested to call a listed number to provide their credit or debit card information.
DO NOT REPLY TO OR CALL THIS NUMBER!
Heritage Bank of Commerce will never ask you to provide sensitive information in this manner.
If you have any questions, please call our Customer Service Line at 888-494-4599 or contact your local branch.

Business Deposit Solutions

Heritage Bank of Commerce provides a variety of checking accounts. Find the right checking account that best meets your needs.

Business Checking Accounts

Basic Business Checking Account:

A non-interest bearing checking account available to businesses with low to moderate account activity

  • Minimum opening deposit $2,500
  • Options available to avoid part or all of the Monthly Service Charge of $20*
  • Allows up to 25 deposits per statement cycle
  • Allows up to 100 checks per statement cycle

Basic Business Interest Checking Account:

An interest bearing checking account available to businesses with low to moderate account activity

  • Minimum opening deposit $2,500
  • Options available to avoid some or all of the Monthly Service Charge of $25*
  • Allows up to 25 deposits per statement cycle
  • Allows up to 100 checks per statement cycle
  • Minimum balance required to earn the disclosed Annual Percentage Yield (APY)

Business Checking:

A non-interest bearing checking account available to businesses with moderate to high activity levels.

  • Minimum opening deposit $2,500
  • Earnings Credits on account balances may offset some or all of Monthly Service Charge of $18 and activity charges*

Business Interest Checking:

An interest bearing analyzed checking account available to businesses with moderate to high activity levels.

  • Minimum opening deposit $2,500
  • Earnings Credits on account balances may offset some or all of Monthly Service Charge of $18 and activity charges*
  • Minimum balance required to earn the disclosed Annual Percentage Yield (APY)

*Subject to change at any time.  Other fees may apply.  Please contact a local branch for more details about fees and account terms.

Nonprofit Banking

Heritage Bank of Commerce has a long history of working with nonprofits, and we’re proud to offer specialized accounts for the nonprofit community. Our team is dedicated to providing the best banking solutions to nonprofit organizations throughout the San Francisco Bay Area.

Learn More

 

Business Money Market Account Options

Heritage Bank of Commerce provides a variety of Money Market and Savings accounts.

Business Money Market:

An interest bearing money market account available to all businesses

  • Minimum opening deposit $2,500
  • Options available to avoid the Monthly Service Charge of $15*
  • No minimum balance required to earn the disclosed Annual Percentage Yield (APY)
  • Some transaction limitations apply

Business Venture Money Market:

An interest bearing money market account available to businesses who maintain a minimum balance of $500,000 or more

  • Minimum opening deposit $500,000
  • No minimum balance required to earn the disclosed Annual Percentage Yield (APY)
  • Some transaction limitations apply

Business Savings:

An interest bearing account available to businesses.

  • Minimum opening deposit $100
  • Option available to avoid the Monthly Service Charge of $5*
  • Must maintain a minimum daily balance of $1,000 to earn disclosed Annual Percentage Yield (APY)

*Subject to change at any time.  Other fees may apply.  Please contact a local branch for more details about fees and account terms.

Call your local office for current rates