2021 President's Message
I hope this message finds you, your family and your employees healthy and safe. 2020 has been challenging across many fronts and, through it all, we feel very privileged that you chose us to be your banking partner to support your success.
Through these uncertain times, our resolve to provide you with a premier banking offering and experience has never been more important to us. Heritage Bank of Commerce was built by businesspeople for businesspeople, and we remain committed to providing you a full range of banking services, using our consultative approach and high-touch services. Our knowledgeable team members have extensive banking experience, industry-specific expertise and a wide array of state-of-the-art banking products, all designed to meet your banking needs, from anywhere, at any time.
Heritage Bank of Commerce is the largest community business bank headquartered in Santa Clara County. This year, we were again awarded the Raymond James Community Bankers Cup, which recognizes the top 10 percent of a select group of community banks based on various operational efficiency and balance sheet metrics. This recognition is a testament to our extraordinary staff and their commitment to our clients, our relationship-based banking strategy, and the many vibrant communities we have served over the past 26 years.
We are also proud that both the Silicon Valley Business Journal and the San Francisco Business Times have once again named Heritage Bank of Commerce to their Top Corporate Philanthropy lists. Given the impact COVID has had on our communities, we have re-focused our community involvement and philanthropic giving on initiatives that promote community and economic development.
While we are optimistic about 2021 overall, we remain cautious in the near term. That said, our Bank is built upon a strong foundation of disciplined underwriting, sound credit quality, ample liquidity and robust capital levels that make us a safe and reliable partner in both challenging and prosperous times.
As 2020 comes to a close, we wish you a healthy and safe holiday season. Please do not hesitate to contact us if we can be of any assistance. Thank you for your business and the trust you have placed in us.
Keith A. Wilton