Relationship Credit Manager
Posting Date: 04/15/2020
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Bachelor's Degree (B.A.) from four-year college or university and/or one to two years related experience and/or training; or equivalent combination of education and experience.
Accurately spread and analyze financial statements of prospective and existing individual and commercial borrowers. Research industries and current market conditions of commercial borrowers as they relate to the Bank's potential risk. Effectively underwrite loan applications, including a complete financial and industry analysis in a timely manner. Maintain satisfactory customer service levels with all commercial lenders in the department and all other departments within the Bank. Maintain current client relationships by being responsible to their changing business needs and by renewing and/or amending existing credit commitments in a timely manner.
This position is responsible for analyzing current and prospective individual and commercial borrowers and the industry as it relates to current market conditions. The main objective of this position is to support and expedite the underwriting function for the commercial lending group of the Bank. This position is also responsible for evaluating cash flow and collateral to service Bank's lending position and accurately determines borrower's ability to incur and repay debt.
Benefits include competitive salary, bonus plan, medical, dental, group life & long term care insurance, vision care reimbursement, 401(k), and tuition reimbursement program, and a health club allowance.