Posting Date: 04/21/2021
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Master's degree (M.A.) or ten to twenty years related experience or Bachelor's degree (B. A.) from a four-year college or university and more than ten years related experience.
You will be expected to participate with the construction team in the achievement of production goals. Request specific financial information for loan application, analyze applications, negotiate, structure, price credits in conjunction with Senior management. Complete accurate credit authorization, present credit to loan approval authorities. Utilize loan approved authority effectively and structure credits within these guidelines. Properly document loans, monitor borrowers compliance with reporting and financial covenants. Prepare and submit loan proposals. Analyze financial data, marketing surveys and project development. Solicit new business. Act as Bank Representative at civic and/or industry meetings or functions. Monitor loan disbursements, inspections, draw requests and title information. Monitor portfolio to assess risk, insure policy compliance and avoid concentrations. Liaise with regulatory entities regarding building permits and plans.
Act as Bank's Construction Loan Officer of the Construction Loan Department. Obtain and analyze loan requests, development plans, blueprints, financial data, marketing surveys and demographic information. Prepare loan proposals for submission to approval committees, assist department manager in monitoring the Construction loan portfolio and assessing risk.
Benefits include competitive salary, bonus plan, medical, dental, group life & long term care insurance, vision care reimbursement, 401(k), and tuition reimbursement program, and a health club allowance.