Are you taking steps to protect personal information? Safeguarding sensitive data in your files and on your computers is just plain good business. After all, if that information falls into the wrong hands, it can lead to fraud or identity theft. The security of your money and identity is as important to us as it is to you. Let's work together to protect it.
Know what personal information you have in your files and on your computers.
Keep only what you need for your business.
Protect the information that you keep.
Properly dispose of what you no longer need.
Create a plan for responding to security incidents.
Be wary. Protect yourself against email fraud.
Phishing is an email scam used to steal your personal information. Email may appear in your inbox, claiming to be from your financial institution, credit card company, or another source. It may appear authentic, but be careful - any email requesting personal information or to "verify" account information is usually a scam. Do not respond to this and do not click on any link contained in this type of email.
Be careful when accessing the internet.
If you're not sure about the safety of a site, you're better off to avoid it. The Internet is a great place to browse and do business, but it can also be a Danger Zone for identity theft if you don't know what to watch for or how to protect yourself. There are several types of malware - short for malicious software - that can infect your computer as you surf the web. These programs are becoming more sophisticated and ingenious in their ability to infect your computer. Many are designed to steal your personal information, including:
If you receive an incoming call requesting personal information, hang up.
The telephone is one of the most often used sources for criminal activity. Here's how it works. Your phone rings. The caller claims to be from your financial institution, or any other trusted source. They begin asking questions about you and your account. This could be a telephone scam called Vishing. Someone is attempting to steal your identity, and it happens to millions of Americans every year.
Don't make it easy for criminals to steal your payment information.
Payment fraud happens when someone uses information from your checks, credit and debit cards, or any other form of payment without your knowledge to commit fraud or other crimes. This, and other forms of identity theft, can be avoided if you know how to protect yourself.
Dispose of your personal records by shredding, burning, or pulverizing them.
The simple act of sending and receiving mail, and putting your trash out at night can put your personal information at risk. Financial information, checks, bank account and credit card statements, and monthly bills can be stolen from your home, your mailbox or even from your trash; then used to access your accounts and steal your identity.
"Social Engineering" is any method of theft that manipulates your human nature in order to gain access to your online financial accounts. Here are a few ways you can protect yourself from thieves using Social Engineering techniques: