FRAUD ALERT!

There are reports of scammers sending text messages impersonating a client’s bank.
These text messages may appear to be from “Heritage Bank” (as well as other banks)
and the client is requested to call a listed number to provide their credit or debit card information.
DO NOT REPLY TO OR CALL THIS NUMBER!
Heritage Bank of Commerce will never ask you to provide sensitive information in this manner.
If you have any questions, please call our Customer Service Line at 888-494-4599 or contact your local branch.

Personal Deposit Solutions

Heritage Bank of Commerce provides a variety of checking accounts. Find the right checking account that best meets your needs.

Personal Checking Accounts 

Limited Checking Account:

A non-interest bearing checking account designed for individuals who write less than 10 checks per monthly statement cycle

  • Minimum opening balance $100
  • Monthly Service Charge $8*
  • Up to 10 checks per statement cycle
  • Unlimited use of Heritage Bank ATMs at no charge

Personal Checking:

A non-interest bearing checking account designed for individuals

  • Minimum opening balance $500
  • Options available to avoid the Monthly Service Charge of $12*
  • Unlimited use of Heritage Bank ATMs at no charge

Premium Checking:

An interest bearing checking account designed for individuals

  • Minimum opening balance $500
  • Options available to avoid the Monthly Service Charge of $20*
  • Two complimentary Official Checks per month
  • Two complimentary standard check orders per year
  • Minimum balance required to earn the disclosed Annual Percentage Yield (APY)
  • Unlimited use of Heritage Bank ATMs at no charge

Senior Premium Checking:

Interest bearing checking account available to individuals age 55 and older.

  • Minimum opening balance $500
  • No monthly service charge*
  • Two complimentary Official Checks per month
  • Two complimentary standard check orders per year
  • Minimum balance required to earn the disclosed Annual Percentage Yield (APY)
  • Unlimited use of Heritage Bank ATMs at no charge

*Subject to change at any time.  Other fees may apply.  Please contact a local branch for more details about fees and account terms.

 For Lost/Stolen ATM/Check call: 800-472-3272

Money Market and Savings Accounts 

Heritage Bank of Commerce provides a variety of Money Market and Savings accounts.

Personal Money Market:

An interest bearing money market account designed for individuals

  • Minimum opening balance $2,500
  • Options available to avoid the Monthly Service Charge of $15*
  • Some transaction limitations apply
  • No minimum balance required to earn the disclosed Annual Percentage Yield (APY)

Personal Venture Money Market:

An interest bearing money market account designed for individuals who maintain a minimum balance of $500,000 or greater.

  • Minimum opening balance $500,000
  • Options available to avoid the Monthly Service Charge of $25*
  • Some transaction limitations apply
  • No minimum balance required to earn the disclosed Annual Percentage Yield (APY)

Personal Savings:

An interest bearing savings account designed for individuals.

  • Minimum opening balance $100
  • Option available to avoid the Quarterly Service Charge of $5*
  • Some transaction limitations apply
  • Minimum balance required to earn the disclosed Annual Percentage Yield (APY)

*Subject to change at any time.  Other fees may apply.  Please contact a local branch for more details about fees and account terms.