Personal Deposit Solutions

Heritage Bank of Commerce provides a variety of checking accounts. Find the right checking account that best meets your needs.

Personal Checking Accounts 

Limited Checking Account:

A non-interest bearing checking account designed for individuals who write less than 10 checks per monthly statement cycle

  • Minimum opening balance $100
  • Monthly Service Charge $8*
  • Up to 10 checks per statement cycle
  • Unlimited use of Heritage Bank ATMs at no charge

Personal Checking:

A non-interest bearing checking account designed for individuals

  • Minimum opening balance $500
  • Options available to avoid the Monthly Service Charge of $12*
  • Unlimited use of Heritage Bank ATMs at no charge

Premium Checking:

An interest bearing checking account designed for individuals

  • Minimum opening balance $500
  • Options available to avoid the Monthly Service Charge of $20*
  • Two complimentary Official Checks per month
  • Two complimentary standard check orders per year
  • Minimum balance required to earn the disclosed Annual Percentage Yield (APY)
  • Unlimited use of Heritage Bank ATMs at no charge

Senior Premium Checking:

Interest bearing checking account available to individuals age 55 and older.

  • Minimum opening balance $500
  • No monthly service charge*
  • Two complimentary Official Checks per month
  • Two complimentary standard check orders per year
  • Minimum balance required to earn the disclosed Annual Percentage Yield (APY)
  • Unlimited use of Heritage Bank ATMs at no charge

*Subject to change at any time.  Other fees may apply.  Please contact a local branch for more details about fees and account terms.

 For Lost/Stolen ATM/Check call: 800-472-3272

Money Market and Savings Accounts 

Heritage Bank of Commerce provides a variety of Money Market and Savings accounts.

Personal Money Market:

An interest bearing money market account designed for individuals

  • Minimum opening balance $2,500
  • Options available to avoid the Monthly Service Charge of $15*
  • Some transaction limitations apply
  • No minimum balance required to earn the disclosed Annual Percentage Yield (APY)

Personal Venture Money Market:

An interest bearing money market account designed for individuals who maintain a minimum balance of $500,000 or greater.

  • Minimum opening balance $500,000
  • Options available to avoid the Monthly Service Charge of $25*
  • Some transaction limitations apply
  • No minimum balance required to earn the disclosed Annual Percentage Yield (APY)

Personal Savings:

An interest bearing savings account designed for individuals.

  • Minimum opening balance $100
  • Option available to avoid the Quarterly Service Charge of $5*
  • Some transaction limitations apply
  • Minimum balance required to earn the disclosed Annual Percentage Yield (APY)

*Subject to change at any time.  Other fees may apply.  Please contact a local branch for more details about fees and account terms.