Product Summary

Today’s business environment requires more complex money management solutions. At Heritage Bank of Commerce we make managing your funds easier and convenient with our Cash Management services. Our cash management experts will put together a suite of products that will make the most sense for your business needs.

Automated Clearing House (ACH) Origination

ACH origination allows you to electronically send debit or credit files via CORP. You can pay your employees, debit your tenants, or complete a variety of other transaction types to meet your business needs.

CDARS and ICS Placement Services

Earn interest and maintain FDIC coverage to protect your money by placing excess cash balances in our CDARS and ICS accounts.

Courier Services

Utilize our Courier Services and your deposits can be picked up from your office, saving you time and eliminating a trip to the bank.

Lockbox Solutions

Increase productivity and reduce mail and item processing time with our three convenient lockbox solutions – Heritage Direct Lockbox, Heritage Correspondent Lockbox, and HOA Heritage Direct Lockbox.

Heritage Direct Lockbox Login to Heritage Direct Lockbox

Heritage Direct Lockbox delivers comprehensive, flexible remittance processing that can substantially streamline your
accounts receivable function.

Heritage Correspondent Lockbox Login to Heritage Correspondent Lockbox

Heritage Correspondent Lockbox allows your company to receive payments from a broader national network of processing
sites by partnering with our correspondent bank.

HOA Heritage Direct Lockbox Login to HOA Heritage Direct Lockbox

HOA Heritage Direct Lockbox provides remittance processing services specific to the Homeowner Association industry.

Merchant Card Services

Capitalize on our competitive Merchant Card Services pricing to maximize sales for your company.

Heritage Direct

Access your accounts online anytime, anywhere. Viewing your transaction history, processing transfers and loan payments, and accessing statements are just a few of the things you can do via CORP.

Online Wire Transfer Origination

Save time by easily transmitting Domestic and International Wire Transfers via CORP.

Positive Pay/Fraud Filter and ACH Debit Block

Fight fraud by utilizing Heritage Bank of Commerce’s Positive Pay and ACH Debit Block & Filter product. Receive email alerts to review incoming checks and ACH debits that are not on your approved list and return unauthorized debits.

Remote Deposit Capture

Eliminate the need to go to the bank, and deposit checks conveniently from your office utilizing a desktop scanner. For more information about our cash management services please visit your local branch or call 800-796-4777.

Service

Collections

Disbursements

Information Reporting

ACH Debit Block & Positive Pay/Fraud Filter

 

X

X

ACH Processing

X

X

 

CDARS and ICS Placement Services

 

X

 

Corporate Online Banking Platform (CORP)

     

Courier Services

X    

Lockbox Solutions

X    

Merchant Card Services

X    

Online Wire Transfer Origination

  X  

Positive Pay

  X X

Remote Deposit Capture

X    

Small Business Bill Pay

  X