Manage Your Finances with Us
Personal Deposit Solutions
For our personal banking customers, we offer a wide-ranging suite of deposit products to help you manage your finances. Select the one that fits you best.
Checking Accounts
Find just the right checking account for your specific needs.
A non-interest bearing checking account designed for individuals who write less than 10 checks per monthly statement cycle.
- Minimum opening balance $100
- Monthly service charge $8*
- Up to 10 checks per statement cycle
- Unlimited use of Heritage Bank ATMs at no charge
A non-interest bearing checking account designed for individuals.
- Minimum opening balance $500
- Options available to avoid the monthly service charge of $12*
- Unlimited use of Heritage Bank ATMs at no charge
An interest bearing checking account designed for individuals.
- Minimum opening balance $500
- Options available to avoid the monthly service charge of $20*
- Two complimentary Official Checks per month
- Two complimentary standard check orders per year
- Minimum balance required to earn the disclosed Annual Percentage Yield (APY)
- Unlimited use of Heritage Bank ATMs at no charge
Interest bearing checking account available to individuals age 55 and older.
- Minimum opening balance $500
- No monthly service charge*
- Two complimentary Official Checks per month
- Two complimentary standard check orders per year
- Minimum balance required to earn the disclosed Annual Percentage Yield (APY)
- Unlimited use of Heritage Bank ATMs at no charge
*Subject to change at any time. Other fees may apply.
Please contact a local branch for more details about fees and account terms.
For Lost/Stolen ATM Card or Check, call: 888-494-4599
Money Market and Savings Accounts
Choose from a variety of money market and savings accounts tailored to meet your banking needs.
An interest-bearing money market account designed for individuals.
- Minimum opening balance $2,500
- Options available to avoid the monthly service charge of $15*
- Some transaction limitations apply
- No minimum balance required to earn the disclosed Annual Percentage Yield (APY)
An interest-bearing money market account designed for individuals who maintain a minimum balance of $500,000 or greater.
- Minimum opening balance $500,000
- Options available to avoid the monthly service charge of $25*
- Some transaction limitations apply
- No minimum balance required to earn the disclosed Annual Percentage Yield (APY)
An interest-bearing savings account designed for individuals.
- Minimum opening balance $100
- Option available to avoid the quarterly service charge of $5*
- Some transaction limitations apply
- Minimum balance required to earn the disclosed Annual Percentage Yield (APY)
*Subject to change at any time. Other fees may apply. Please contact a local branch for more details about fees and account terms.
Certificates of Deposit
A Certificate of Deposit (CD) will help with your long-term savings goals. To secure your funds with higher interest, place your extra money in this interest-earning account for a fixed term of your choosing.
A fixed term interest-bearing account designed for all clients who have $2,500 or more for deposit. The account offers terms from 30 days to 3 years.
- Minimum opening deposit $2,500
- Deposits and withdrawals may be made only at maturity or during 10-day grace period.
- Penalties will apply for early withdrawal
A fixed term interest-bearing account designed for all clients who have $100,000 or more for deposit.
- Offers maturities ranging from 30 days to 3 years
- Minimum opening deposit $100,000
- Deposits and withdrawals may be made only at maturity or during 10-day grace period.
- Penalties will apply for early withdrawals
Please contact a local branch for more details.
Visit here for wire instructions or here for information on FDIC deposit insurance.
